
If your mortgage is owned by Freddie Mac or Fannie Mae, you could qualify for a Making Home Affordable Refinance and take advantage of the lower interest rates offered by the Making Home Affordable Program. Only mortgage loans owned or guaranteed by Freddie Mac or Fannie Mae are eligible. Your mortgage lender should be able to inform you as to who owns your mortgage loan or you can contact Freddie Mac or Fannie Mae directly by clicking on the links below and completing the forms for each company.